/*
Theme Name: LC Finance
Theme URI: https://lc-finance.de
Author: Alexander Haar IT-Dienstleistungen
Author URI: https://haar-it.com
Description: Theme für LC Finance (Christian Lebsack), Design B Petrol. Schriften lokal, keine externen Dienste.
Version: 1.1.6
Requires at least: 6.4
Requires PHP: 8.1
Text Domain: lc-finance
*/

@font-face{font-family:"Mulish";font-style:normal;font-weight:400;font-display:swap;src:url("assets/fonts/mulish-latin-400-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Mulish";font-style:normal;font-weight:400;font-display:swap;src:url("assets/fonts/mulish-latin-ext-400-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Mulish";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/mulish-latin-500-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Mulish";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/mulish-latin-ext-500-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Mulish";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/mulish-latin-600-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Mulish";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/mulish-latin-ext-600-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Mulish";font-style:normal;font-weight:700;font-display:swap;src:url("assets/fonts/mulish-latin-700-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Mulish";font-style:normal;font-weight:700;font-display:swap;src:url("assets/fonts/mulish-latin-ext-700-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Spectral";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/spectral-latin-500-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Spectral";font-style:normal;font-weight:500;font-display:swap;src:url("assets/fonts/spectral-latin-ext-500-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Spectral";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/spectral-latin-600-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Spectral";font-style:normal;font-weight:600;font-display:swap;src:url("assets/fonts/spectral-latin-ext-600-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

:root{--paper:#FFFFFF;--navy:#1E4D4F; --navy-dark:#153839; --ink:#182625; --text:#3A4847; --muted:#5A6A68;
  --mist:#EDF3F1; --line:#D0DDD9; --sage:#3F7F6E;
  --credit:#E2EEF0; --credit-ink:#2B6570;
  --home:#E5EFE3;   --home-ink:#467545;
  --save:#F0EBE2;   --save-ink:#7D5F35;
  --serif:"Spectral",Georgia,serif; --sans:"Mulish","Segoe UI",Arial,sans-serif;}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--text);font:400 17px/1.6 var(--sans)}
a{color:var(--navy)}
img{max-width:100%}
:focus-visible{outline:3px solid var(--sage);outline-offset:3px}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
h1,h2,h3{color:var(--ink);font-family:var(--serif);font-weight:600;line-height:1.15;margin:0;hyphens:auto;overflow-wrap:break-word}
h1{font-size:clamp(34px,4.4vw,56px);letter-spacing:-.01em}
h2{font-size:clamp(28px,3.2vw,40px)}
h3{font-size:22px}
p.lead{font-size:19px;max-width:36em;margin:22px 0 30px}

/* Platzhalter = Angaben vom Kunden, nichts erfunden */
.ph{border:1.5px dashed #9AA7B6;border-radius:4px;padding:0 5px;background:#F6F8FA;color:var(--muted);font:500 .88em var(--sans)}
.note-ph{border:1.5px dashed #9AA7B6;border-radius:8px;padding:16px 18px;background:#F6F8FA;color:var(--muted);font-size:15px}


/* Kopf */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
.head{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.logo{height:40px;color:var(--navy);display:block}
.main-nav ul{list-style:none;margin:0;padding:0;display:flex;gap:20px}
.main-nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:16px;padding:6px 0}
.main-nav a:hover{color:var(--navy);text-decoration:underline;text-underline-offset:6px}
.main-nav a[aria-current="page"]{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px}
.head-cta{display:flex;align-items:center;gap:16px}
.tel{font-weight:600;text-decoration:none;color:var(--ink);white-space:nowrap}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:9px 14px;min-height:44px;font:600 15px var(--sans);color:var(--ink);cursor:pointer}

/* Knöpfe */
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font:600 16px var(--sans);padding:13px 22px;border-radius:6px;border:2px solid var(--navy);cursor:pointer;text-align:center}
.btn:hover{background:var(--navy-dark);border-color:var(--navy-dark)}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn.ghost:hover{background:var(--mist)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}
.btn.light:hover{background:var(--mist);border-color:var(--mist)}
.actions{display:flex;gap:12px;flex-wrap:wrap}

/* Abschnitte */
section{padding:84px 0}
.mist{background:var(--mist)}
.sec-head{max-width:660px;margin-bottom:40px}
.sec-head p{margin:14px 0 0}
.sec-row{display:flex;justify-content:space-between;align-items:end;gap:20px;flex-wrap:wrap;margin-bottom:34px}

/* Startseite: Hero mit Porträt */
.hero{padding:64px 0 76px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}
.promise{margin-top:24px;display:flex;align-items:center;gap:10px;font-size:15px;flex-wrap:wrap}
.dot{width:9px;height:9px;border-radius:50%;background:var(--sage);flex:none}
.portrait{position:relative}
.photo{border-radius:10px;background:repeating-linear-gradient(135deg,#E3E9F0 0 14px,#EDF1F5 14px 28px);display:flex;align-items:center;justify-content:center;text-align:center;color:var(--muted);font-size:15px;padding:24px}
.photo.tall{aspect-ratio:4/5}
.photo.round{aspect-ratio:1;border-radius:50%}
.photo.wide{aspect-ratio:16/9}
.namecard{position:absolute;left:-28px;bottom:32px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--navy);padding:14px 18px;border-radius:6px;max-width:270px}
.namecard strong{display:block;color:var(--ink);font-family:var(--serif);font-size:20px}
.namecard span{font-size:15px}

/* Drei Einstiege – Farbleitsystem */
.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.path{display:flex;flex-direction:column;justify-content:space-between;min-height:220px;padding:26px;border-radius:14px;text-decoration:none;color:var(--ink);border:2px solid transparent}
.path:hover{border-color:currentColor}
.path .q{font:600 22px/1.3 var(--serif)}
.path .to{font-weight:700;font-size:16px;margin-top:22px;display:flex;justify-content:space-between;align-items:center}
.path .to svg{width:22px;height:22px}
.t-credit{background:var(--credit)} .t-credit .to{color:var(--credit-ink)}
.t-home{background:var(--home)}     .t-home .to{color:var(--home-ink)}
.t-save{background:var(--save)}     .t-save .to{color:var(--save-ink)}

/* Auf einen Blick */
.glance{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.facts{border:2px solid var(--ink);border-radius:12px;padding:22px 24px 16px;background:#fff}
.facts h3{font-size:22px;padding-bottom:12px;border-bottom:6px solid var(--ink)}
.facts dl{margin:0}
.facts .row{display:grid;grid-template-columns:140px 1fr;gap:14px;padding:11px 0;border-bottom:1px solid var(--line);font-size:15px}
.facts .row:last-child{border-bottom:0}
.facts dt{font-weight:700;color:var(--ink)}
.facts dd{margin:0}
.facts .src{font-size:13px;color:var(--muted);margin:10px 0 0}

/* Ablauf – echte Reihenfolge */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);counter-reset:s}
.steps li{counter-increment:s;padding:0 24px 0 0;position:relative}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:50%;background:#fff;border:2px solid var(--navy);color:var(--navy);font:700 18px var(--sans);margin-bottom:16px;position:relative;z-index:1}
.steps li::after{content:"";position:absolute;top:23px;left:46px;right:0;height:2px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps h3{font-size:20px;margin-bottom:6px}
.steps p{margin:0;font-size:16px}

/* Rechner */
.calc{background:#fff;border-radius:14px;border:1px solid var(--line);overflow:hidden}
.calc-tabs{display:grid;grid-template-columns:1fr 1fr;background:var(--mist)}
.calc-tab{font:700 16px var(--sans);padding:15px;border:0;background:transparent;color:#53627A;cursor:pointer;border-bottom:3px solid transparent}
.calc-tab[aria-selected="true"]{background:#fff;color:var(--ink);border-bottom-color:var(--navy)}
.calc-body{padding:24px 26px 22px}
.calc-body[hidden]{display:none}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.field label{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:6px}
.field .in{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;overflow:hidden;background:#fff}
.field .in:focus-within{border-color:var(--navy)}
.field input{width:100%;border:0;font:600 18px var(--sans);padding:11px 12px;color:var(--ink);font-variant-numeric:tabular-nums;min-width:0}
.field input:focus{outline:none}
.field .unit{padding:0 12px;color:var(--muted);font-weight:600;background:#F4F7FA;align-self:stretch;display:flex;align-items:center}
.field small{display:block;font-size:13px;color:var(--muted);margin-top:5px}
.result{margin-top:20px;border-top:1px solid var(--line);padding-top:18px;display:grid;grid-template-columns:1fr 1fr;gap:18px}
.result span{display:block;font-size:14px;color:var(--muted)}
.result strong{display:block;font-size:clamp(26px,3vw,32px);font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}
.result .main strong{color:var(--sage)}
.calc .note{font-size:13px;line-height:1.5;color:var(--muted);margin:14px 0 0}
.calc-teaser{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}

.unknown{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.unknown div{border-left:3px solid var(--navy);padding-left:18px}
.unknown h3{font-size:19px;margin-bottom:6px}
.unknown p{margin:0;font-size:16px}

/* Fragen */
.faq{background:#fff;border-radius:10px;padding:4px 24px;border:1px solid var(--line)}
details{border-top:1px solid var(--line)}
details:first-of-type{border-top:0}
summary{cursor:pointer;list-style:none;padding:16px 32px 16px 0;font:600 19px/1.35 var(--serif);color:var(--ink);position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"";position:absolute;right:4px;top:22px;width:10px;height:10px;border-right:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(45deg)}
details[open] summary::after{transform:rotate(-135deg);top:27px}
details p{margin:0 0 18px;font-size:16px}
.knowledge{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}

/* Artikel-Listen */
.cat{font-size:14px;font-weight:700}
.c-credit{color:var(--credit-ink)} .c-home{color:var(--home-ink)} .c-save{color:var(--save-ink)}
.posts{display:grid;gap:0}
.posts article{border-top:1px solid var(--line);padding:18px 0}
.posts article:first-child{border-top:0;padding-top:0}
.posts h3,.posts h2{font-size:20px;margin:4px 0 6px;line-height:1.3}
.posts h3 a,.posts h2 a,.feature h3 a{color:var(--ink);text-decoration:none}
.posts h3 a:hover,.posts h2 a:hover,.feature h3 a:hover{text-decoration:underline}
.posts p{margin:0;font-size:16px}
.filters{display:flex;gap:8px;flex-wrap:wrap}
.filter{font:600 14px var(--sans);padding:8px 14px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--ink);cursor:pointer}
.filter[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.articles{display:grid;grid-template-columns:1.3fr 1fr;gap:44px}
.feature .photo{margin-bottom:18px}
.feature h3{font-size:clamp(24px,2.6vw,30px);margin:6px 0 12px}
.meta{font-size:14px;color:var(--muted)}
.hide{display:none!important}

/* Region */
.region{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.region ul{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:12px}
.region li{display:flex;gap:12px;align-items:baseline;font-size:17px}
.region li strong{color:var(--ink);min-width:220px}

.reviews{border:1.5px dashed #9AA7B6;border-radius:8px;padding:28px;text-align:center;color:var(--muted);background:#fff}

/* Themenseiten */
.page-hero{padding:56px 0 64px}
.page-hero.t-credit,.page-hero.t-home,.page-hero.t-save{border-radius:0}
.crumbs{font-size:14px;margin-bottom:16px}
.crumbs a{color:var(--muted)}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.trio h3{font-size:20px;margin-bottom:10px}
.trio ul{margin:0;padding-left:20px}
.trio li{margin-bottom:7px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}

/* Artikel */
.prose{max-width:68ch}
.prose h2{font-size:clamp(24px,2.6vw,30px);margin:40px 0 12px}
.prose p,.prose li{font-size:18px;line-height:1.7}
.prose ul,.prose ol{padding-left:22px}
.prose blockquote{margin:28px 0;padding:4px 0 4px 20px;border-left:4px solid var(--home-ink);font:500 21px/1.5 var(--serif);color:var(--ink)}
.author{display:grid;grid-template-columns:96px 1fr;gap:20px;align-items:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;margin:40px 0}
.author .photo{padding:10px;font-size:11px}

/* Formular */
form.contact-form{display:grid;gap:14px}
.contact-form label{font-size:14px;font-weight:600;color:var(--ink);display:grid;gap:6px}
.contact-form input,.contact-form select,.contact-form textarea{font:16px var(--sans);padding:12px 14px;border-radius:6px;border:1.5px solid var(--line);background:#fff;color:var(--ink)}
.contact-form textarea{min-height:110px;resize:vertical}
.contact-form .check{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:14px}
.contact-form .check input{margin-top:4px}
.small{font-size:14px;color:var(--muted)}

/* Abschluss-Band */
.cta-band{background:var(--navy);color:#D6DFEA;padding:72px 0}
.cta-band h2{color:#fff}
.cta-grid{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band p{margin:10px 0 0;max-width:36em}
.cta-band .ph{background:transparent;color:#C7D2DF;border-color:#6F86A3}

/* Fuß */
.site-footer{background:var(--navy-dark);color:#A9B7C8;padding:48px 0 40px;font-size:15px}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px}
.site-footer .foot-h{color:#fff;margin:0 0 12px;font-size:16px;font-weight:700}
.site-footer a{color:#DCE4EE}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.site-footer .ph{background:transparent;color:#C7D2DF;border-color:#5D7290}
.callbar{display:none}

@media (max-width:1180px){.tel{display:none}}
@media (max-width:1100px){.main-nav ul{gap:18px}}
@media (max-width:960px){
  .main-nav{display:none}
  .head-cta .btn{display:none}
  .menu-btn{display:block}
  .main-nav.open{display:block;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 24px 18px}
  .main-nav.open ul{flex-direction:column;gap:6px}
  .main-nav.open a{display:block;padding:8px 0;font-size:17px}
  section{padding:56px 0}
  .hero{padding:36px 0 52px}
  .hero-grid,.glance,.calc-teaser,.knowledge,.articles,.region,.split{grid-template-columns:1fr;gap:36px}
  .portrait{max-width:420px}
  .namecard{left:16px}
  .paths,.trio,.unknown{grid-template-columns:1fr}
  .path{min-height:0}
  .facts .row{grid-template-columns:1fr;gap:2px}
  .steps{grid-template-columns:1fr;gap:26px}
  .steps li{padding:0 0 0 64px}
  .steps li::before{position:absolute;left:0;top:0;margin:0}
  .steps li::after{left:22px;top:46px;bottom:-26px;right:auto;width:2px;height:auto}
  .region li{flex-direction:column;gap:0}
  .faq{padding:2px 16px}
  .calc-body{padding:20px}
  .page-hero{padding:36px 0 44px}
  .foot{grid-template-columns:1fr 1fr}
  .site-footer{padding-bottom:100px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px}
}
@media (max-width:520px){
  .foot{grid-template-columns:1fr}
  .fields,.result{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Design B – Petrol */
h1,h2,h3{font-weight:600}
.btn{border-radius:999px}
.path{border-radius:24px}
.calc,.faq,.photo,.reviews,.note-ph{border-radius:20px}
.facts{border-radius:20px;border-color:var(--navy)}
.facts h3{border-bottom-color:var(--navy)}
.namecard{border-radius:14px;border-left-color:var(--sage)}
.photo{background:repeating-linear-gradient(135deg,#E0EAE7 0 14px,#EBF2EF 14px 28px)}
.steps li::before{background:var(--mist);border-color:var(--navy)}
.cta-band{background:var(--navy)}
.site-footer{background:var(--navy-dark)}
.filter[aria-pressed="true"]{background:var(--navy);border-color:var(--navy)}
/* eigener Auftakt: Salbeigrund oben, danach Weiß */
.hero{background:var(--mist)}
.hero + section.mist{background:#fff}
.hero .namecard{background:#fff}

/* WordPress */
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}
.skip-link:focus{position:fixed;left:12px;top:12px;width:auto;height:auto;clip:auto;z-index:100;background:#fff;padding:10px 14px;border:2px solid var(--navy)}
.prose img{height:auto;border-radius:12px}
.prose a{color:var(--navy)}
.ph-hinweis{background:#FFF8E5;border:1.5px dashed #C9A13B;border-radius:8px;padding:12px 16px;font-size:14px;color:#5A4A1E;margin:0 0 24px}
.site-footer .logo{color:#fff}
.region.einspaltig{grid-template-columns:1fr}
.knowledge.einspaltig{grid-template-columns:1fr;max-width:760px}
.photo-img{display:block;width:100%;height:100%;object-fit:cover;border-radius:inherit}
.photo.has-img{padding:0;background:none}
/* Formular */
.lcf-hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-msg{border-radius:8px;padding:14px 16px;font-weight:600;margin:0 0 6px}
.form-msg.ok{background:var(--home);color:var(--home-ink)}
.form-msg.err{background:#FBEAEA;color:#8A2B2B}

/* ===== 1.1.0: Leitmotiv Bogen, Bewegung, neuer Rechner ===== */
.site-header{transition:box-shadow .25s ease}
.site-header.is-scrolled{box-shadow:0 1px 0 var(--line),0 10px 28px rgba(21,56,57,.08)}
.head{transition:height .25s ease}
.is-scrolled .head{height:66px}

/* Startseite: Abschnitte wechseln Salbei/Weiß, egal ob der Rechner an ist */
.home #inhalt > section:nth-child(odd):not(.cta-band){background:var(--mist)}
.home #inhalt > section:nth-child(even):not(.cta-band){background:#fff}

/* Hero: Bogen aus dem Logo hinter dem Porträt */
.hero{position:relative;overflow:hidden}
.checks{list-style:none;padding:0;margin:-6px 0 30px;display:grid;gap:10px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--ink)}
.checks .ico{flex:none;width:26px;height:26px;padding:4px;border-radius:50%;background:var(--navy);color:#fff;stroke-width:2.6;margin-top:1px}
.portrait{position:relative;isolation:isolate}
.arc path{fill:none;stroke:var(--sage);stroke-width:13;stroke-linecap:round}
.portrait .photo{position:relative;box-shadow:0 30px 60px -30px rgba(21,56,57,.45)}
.portrait .photo-img{object-position:50% 30%}
.namecard{z-index:2;box-shadow:0 14px 34px -14px rgba(21,56,57,.35)}

@keyframes lcf-up{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@keyframes lcf-photo{from{clip-path:inset(100% 0 0 0 round 20px)}to{clip-path:inset(0 0 0 0 round 20px)}}
.hero-text > *{animation:lcf-up .7s cubic-bezier(.2,.7,.2,1) both}
.hero-text > :nth-child(2){animation-delay:.08s}
.hero-text > :nth-child(3){animation-delay:.16s}
.hero-text > :nth-child(4){animation-delay:.24s}
.hero-text > :nth-child(5){animation-delay:.32s}
.portrait .photo{animation:lcf-photo 1s .1s cubic-bezier(.6,0,.2,1) both}
.portrait .namecard{animation:lcf-up .6s .75s cubic-bezier(.2,.7,.2,1) both}

/* Einblenden beim Scrollen (nur mit JavaScript) */
.js [data-reveal]{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}
.js [data-reveal].in{opacity:1;transform:none}

/* Einstiege mit Symbol */
.path{position:relative;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.path:hover{transform:translateY(-4px);box-shadow:0 18px 36px -20px rgba(21,56,57,.35)}
.path-ico{display:flex;width:54px;height:54px;border-radius:16px;background:#fff;align-items:center;justify-content:center;margin-bottom:18px}
.path-ico .ico{width:28px;height:28px}
.t-credit .path-ico{color:var(--credit-ink)} .t-home .path-ico{color:var(--home-ink)} .t-save .path-ico{color:var(--save-ink)}
.path .q{flex:1}
.path .to .ico{transition:transform .25s ease}
.path:hover .to .ico{transform:translateX(5px)}

/* Ablauf: Linie läuft beim Einblenden durch */
.steps li::after{transform-origin:left center;transition:transform .8s ease}
.js .steps[data-reveal] li::after{transform:scaleX(0)}
.js .steps[data-reveal].in li::after{transform:scaleX(1)}
.steps li:nth-child(2)::after{transition-delay:.25s}
.steps li:nth-child(3)::after{transition-delay:.5s}

/* Abschluss-Band mit Bogen */
.cta-band{position:relative;overflow:hidden}
.arc-cta{position:absolute;right:-150px;top:50%;width:400px;transform:translateY(-50%);pointer-events:none}
.arc-cta path{stroke:rgba(255,255,255,.08);stroke-width:16}
.cta-band .wrap{position:relative}

/* ---------- Rechner ---------- */
.calc{box-shadow:0 26px 60px -34px rgba(21,56,57,.4)}
.calc-tabs{grid-template-columns:repeat(var(--n,2),1fr)}
.calc-tab{font-size:15px;line-height:1.3;padding:14px 10px;transition:background .2s,color .2s}
.calc-tab:hover{color:var(--ink)}
.field .slide{-webkit-appearance:none;appearance:none;width:100%;height:6px;padding:0;border:0;margin:14px 0 4px;border-radius:99px;background:linear-gradient(to right,var(--navy) var(--p,50%),var(--line) var(--p,50%));cursor:pointer}
.field .slide::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--navy);box-shadow:0 2px 6px rgba(21,56,57,.25);transition:transform .15s}
.field .slide::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--navy)}
.field .slide:active::-webkit-slider-thumb{transform:scale(1.15)}
.field .unit{color:var(--muted);background:var(--mist)}

.seg-wrap{margin-top:18px}
.seg-label{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:6px}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:4px;background:var(--mist);border-radius:999px;padding:4px}
.seg button{font:600 14px var(--sans);border:0;background:transparent;color:var(--muted);padding:9px 6px;border-radius:999px;cursor:pointer;transition:background .2s,color .2s}
.seg button[aria-checked="true"]{background:var(--navy);color:#fff}

.nk{margin:18px 0 0;border:1px solid var(--line);border-radius:14px;padding:10px 16px 6px}
.nk legend{font-size:14px;font-weight:700;color:var(--ink);padding:0 6px}
.nk-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:6px 0;font-size:14px;border-top:1px solid var(--mist)}
.nk-row:first-of-type{border-top:0}
.nk-row label{font-weight:600;color:var(--ink)}
.nk-row small{display:block;font-weight:400;color:var(--muted);font-size:12px}
.nk-row strong{color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap}
.nk .chk{display:flex;align-items:center;gap:8px;cursor:pointer}
.nk .chk input{width:18px;height:18px;accent-color:var(--navy)}
.nk .in{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;overflow:hidden;background:#fff}
.nk .in:focus-within{border-color:var(--navy)}
.nk .in input{width:100%;min-width:0;border:0;font:600 16px var(--sans);color:var(--ink);padding:7px 10px;text-align:right;font-variant-numeric:tabular-nums}
.nk .in input:focus{outline:none}
.nk .unit{padding:0 10px;color:var(--muted);font-weight:600;background:var(--mist);align-self:stretch;display:flex;align-items:center}
.in.mini{width:112px;flex:none}
.in.mini input:disabled{color:var(--line);background:#fff}

.result{grid-template-columns:repeat(3,1fr);border-top:0;padding-top:0}
.result .main{grid-column:1/-1;background:var(--navy);border-radius:16px;padding:16px 20px;display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
.result .main span{color:#CFE2DC;font-size:15px}
.result .main strong{color:#fff;font-size:clamp(30px,3.6vw,40px)}
.result > div:not(.main) strong{font-size:clamp(20px,2.2vw,24px)}

.bar{margin-top:18px}
.bar-track{display:flex;height:12px;border-radius:99px;overflow:hidden;background:var(--mist)}
.bar-track i{display:block;height:100%;transition:width .35s ease}
.bar-legend{list-style:none;padding:0;margin:10px 0 0;display:flex;gap:18px;flex-wrap:wrap;font-size:14px}
.bar-legend b{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.bar-legend span{color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums;margin-left:4px}
.b-darl{background:var(--navy)} .b-ek{background:#8DC0B1} .b-zins{background:#D2A85E}

.warn{margin:14px 0 0;background:#FFF5E2;color:#6B4E12;border-radius:10px;padding:10px 14px;font-size:14px}

.chart{margin:18px 0 0}
.chart svg{display:block;width:100%;height:auto}
.c-bind{fill:var(--mist)}
.c-area{fill:rgba(30,77,79,.13)}
.c-line{fill:none;stroke:var(--navy);stroke-width:2.5;stroke-linejoin:round}
.c-axis{stroke:var(--line);stroke-width:1}
.c-mark{stroke:var(--sage);stroke-width:1.5;stroke-dasharray:4 4}
.c-dot{fill:#fff;stroke:var(--sage);stroke-width:3}
.c-lab{font:700 13px var(--sans);fill:var(--ink)}
.c-tick{font:500 12px var(--sans);fill:var(--muted)}
.chart figcaption{display:flex;gap:16px;font-size:13px;color:var(--muted);margin-top:4px}
.chart figcaption b{display:inline-block;width:12px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.k-bind{background:var(--mist);border:1px solid var(--line)} .k-line{background:var(--navy)}

@media (max-width:960px){
  .arc-cta{display:none}
}
@media (max-width:520px){
  .callbar .btn{font-size:15px;padding:12px 8px;white-space:nowrap}
  .result{grid-template-columns:1fr 1fr}
  .seg button{font-size:13px;padding:8px 2px}
  .calc-tab{font-size:13px;padding:12px 6px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .js [data-reveal]{opacity:1;transform:none}
  .js .steps[data-reveal] li::after{transform:none}
}

/* ===== 1.1.1: Pflicht-Warnhinweis Ratenkredit (Anhang Nr. 23e UWG ab 20.11.2026) ===== */
.pflicht{font-size:17px;line-height:1.4;color:var(--ink);margin:0 0 22px}
.calc .pflicht{margin:14px 0 10px}

/* ===== 1.1.3: Makler-Zeile darf umbrechen, sonst ist das Feldset am Handy breiter als der Bildschirm ===== */
.nk .chk{flex-wrap:wrap;column-gap:8px;row-gap:0}
.nk .chk small{flex-basis:100%;padding-left:26px}